January 8-15, 2025 POOL CLOSED FOR RESURFACING
OUR GM HAS ARRANGED FOR OWNERS AND GUESTS TO HAVE ACCESS TO POOLS AT HILTON’S SISTER PROPERTIES ON THE ISLAND.
We apologize for any inconvenience this may cause our owners and guests as we continue to make making enhancements to the property.
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UPDATE FROM OUR GM
December 4, 2024
We completed the Epoxy Finishing of the concrete floors under both the North and South Towers. What a difference!!!! Looks fantastic, lots of positive feedback from owners and guest in-house! This, along with Joe and the maintenance team installing all new light fixtures and fans under the South Tower (North to be completed shortly), it has really enhanced the guest/owner experience while enjoying our activities under the towers!
Please see pictures attached related to the project.
David Martella
2024 Maintenance Fee Increase
Why the increase in 2024 Maintenance fees? Let’s go behind the scenes!
With the warming waters and earth warming we are experiencing hurricanes that are more powerful, fires, earthquakes and many other weather related disasters that are resulting in the high increase in insurance (in many areas on the water you can’t even get insurance) that not only our property but every other property on the water is facing.
Did you know that CC in the past had only a $25,000 deductible when a hurricane hit?
We have shared with 4 Hilton properties a $100,000 deductible so each property had a $25,000 deductible. This year the Board was notified that not only the insurance premium was being increased but also the deductible. Let me start off with the premium. Our premium increased by $780,000 and the insurance company required that the total premium must be paid in its entirety up front.
This reduced our reserves by $1,714,616. Now to add insult to injury our deductible was increased from $25,000 to now $3.300.000 (before buy down policy that will come into play and hopefully reduce the $3,300,000 – see below for more detailed information) The new deductible is not split – each property has their own for each occurrence. Yes, now over a 3 million increase in the deductible before insurance starts to pay. Now the Board looked into buying a policy on the deductible (buy down policy). It’s a very confusing policy but depending on the category, (must be cat 3 or greater) where it hits, the damage it causes to the other Hilton properties along with other variables determines the payout. No one will know until after a hurricane how much the insurance will help reduce the $3,300,000 deductible. With all the new developments the Board addressed the renovations scheduled for the living room, dining room, master and guest bedrooms. The model unit (101) has been completed and there were discussions on whether to move ahead with the renovations or hold off. There were different opinions with some members feeling the owners expected the units to be done and the money was in the reserves to others feeling it was their fiscal responsibility to the owners to hold back and have additional reserves. Thanks to the Board who could give our government some lessons ? they compromised leaving no one completely happy but knowing they were doing what they believe to be in the best interest of the Charter Club..
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History of Paul
For so many of us owners that have known our “Beach Paul” for many years I thought you might enjoy this article that our beloved Asst Mgr Scott Shook wrote in July of 2020.
BEACH CAM
Websites for Tracking Storms
A Picture is worth a Thousand Words
Project Pictures
Back to the Past
Model Unit
Thanks Scott Shook for
Pictures after Hurricane Milton
Fun weekly lunches
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